Your superannuation is likely to be one of your most valuable financial assets and the choices you make now with regards to your super can affect how you enjoy life in retirement.
If you have changed jobs several times over the years, it is likely you have multiple super accounts which can be difficult to 'get a handle on' costing you more in fees and charges, not to mention irrelevant asset allocations based on your stage of life also costing you valuable retirement funds.
Decisions on how your money is invested in super, as well as when and how much to contribute above any employer contributions are all important.
Super has become more flexible over time with the government's co-contribution scheme designed to help low to middle income earners get more into super and by making concessional contributions to reduce your tax.
Our advice on income tax minimisation strategies incorporating your super is tailored to suit your individual requirements.
It's never too early to start understanding how you can maximise your super to achieve the results you want to fund the lifestyle you deserve!
