We Help You Retire With Confidence
Financial advice for the life you want to live.
At Progressive Wealth Solutions, we help people make confident decisions about their money and the life they want it to support.
We work with people at different stages of their financial journey, but our particular strength is helping those approaching retirement. We help you understand when you can retire, what you can afford to spend and how to make the transition with a plan that feels right for you.
Our story
Retirement specialists since 2007.
Damien Arboit began his career in accounting before moving into financial planning in 1998. He returned to Ayr in 2002 and founded Progressive Wealth Solutions here in 2007.
His accounting background taught him to look at the whole financial picture. His years working with clients taught him that a sound plan also needs to answer the questions people care about most: Can I retire? Will I have enough? What will life look like when I do?
Connie joined the practice in 2012 and now works alongside Damien as a financial adviser. Together with the wider team, they take the time to get to know you, explain your options and help you make decisions as your life changes.
“Progressive Wealth Solutions has been looking after us for more than 15 years. The team is always just a phone call away, offering friendly, patient and sound financial advice. They make us feel like we’re their only clients. They’ve guided us through the transition into retirement and helped us navigate the Centrelink minefield. Now, in our early days of retirement, we’re so happy with the continued support and service. We’ve recommended Progressive Wealth Solutions to family and friends and will happily continue to do so.“
Rhonda & Sibby Sferratore
“Damien and his team, shout out to Renee, have guided myself and my wife with our retirement journey for the last 3 years, their dedication and information has been exceptional. Information is relevant and up-to-date, their guidance helps make our Future decisions with clarity.“
Brett & Louis
“Damien and Connie are professional, approachable and always take the time to explain things clearly. Damien considers our individual needs and recommends what is best for us. His advice on our finances and insurance is helping us get on the right track, and his ongoing support has been invaluable. We would recommend Damien and the team to anyone seeking financial advice.“
Judy & Darryl
“My mum has been a client of Progressive Wealth Solutions for many years. Damien and Connie have always taken great care of her finances. When Mum needed to move into a nursing home, they were there to support our family and help us navigate the financial side of the transition. They continue to look after her best interests today.“
Di Pickering
“When we first met Damien and Connie, we were new to Ayr and looking for someone we could trust to help us invest our money. We have always found Damien and Connie easy to talk to and have greatly valued their advice. We now spend a lot of time travelling, and they are always very good at keeping in touch while we are away and understanding our needs.“
Gwenda & Keith Crichton
Meet the team
Who you'll be working with
Damien Arboit
Founder and Financial Adviser
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Damien began his career in accounting before moving into financial planning in 1998. He founded Progressive Wealth Solutions in Ayr in 2007, bringing his eye for detail and his love of working with people together.
Damien gets to know the person behind the numbers. He wants you to understand your options and feel confident about the decisions you make. Some of Damien’s client relationships go back to the very beginning of his career. He reckons that says more about the value of a good conversation than any list of qualifications could, though for the record, he’s a CPA and a Certified Financial Planner.
Outside the office, Damien enjoys fishing and spending time with his family. Inside the office, the team would probably tell you he enjoys a good joke almost as much.
Connie Bonanno
Financial Adviser
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Connie joined Progressive Wealth Solutions in 2012 as an administration officer. Since then, she’s worked across technical support and paraplanning before becoming a financial adviser, building a thorough understanding of what goes into good advice along the way.
Connie combines her technical knowledge with a personal approach. She takes the time to understand what matters to each client and explain their options clearly, helping them feel more comfortable with their financial decisions. Alongside her Diploma and Advanced Diploma of Financial Planning, she completed a Master of Financial Planning at Griffith University in 2021.
Outside the office, Connie enjoys fishing and spending time with her family.
Renee Cordingley
Client Services Manager
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Renee joined Progressive Wealth Solutions in 2020 after a career in property management. Building relationships has always been part of her work, and she enjoys getting to know clients and being someone they can turn to for help.
As Client Services Manager, Renee plays a key role in supporting clients and the advice team. She also brings a growing depth of technical knowledge to her work, having completed an Advanced Diploma of Paraplanning in 2024.
Outside the office, Renee is a mum to two children and enjoys spending time with her family. She also loves being out on the water, sailing and competing in regattas.
Sharesse Frau
Business Administrator
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Sharesse joined Progressive Wealth Solutions in 2023, after Damien convinced her to make the move from property management while she was on maternity leave.
Working two days a week, Sharesse brings plenty of variety to her role, helping keep the business running smoothly. Her official title is Business Administrator, although she reckons “Damien’s boss” is a more accurate description.
Outside the office, Sharesse is kept busy by her two active boys and enjoys cooking and gardening. The team occasionally gets to enjoy her cooking, while her boys have become regular visitors to the office lolly supply.
Daisy Chavian
Paraplanner
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Daisy began her career in paraplanning in 2019. She enjoys taking the strategies developed by advisers and turning them into clear, carefully prepared Statements of Advice that help clients understand their recommendations.
Working behind the scenes, Daisy brings close attention to detail and a strong focus on compliance, supporting the team throughout the advice process. She also enjoys a good story and a laugh with her teammates along the way.
Outside the office, Daisy has recently discovered a love of pickleball, which now keeps her happily occupied most weekends.
Anna Argana
Client Services Officer
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Anna completed her degree in Operations Management in 2014 and began her career in corporate governance and data analytics. She brings nearly a decade of experience in the Australian financial services industry, with a background in business administration and client service.
Anna joined Progressive Wealth Solutions in February 2026, providing administrative support to the financial planning team and helping keep the day-to-day details running smoothly.
Outside the office, Anna enjoys catching up with friends, getting stuck into a good movie or TV series, and experimenting in the kitchen. She also makes time for the gym.
What Makes Us Different
Most advisers focus on what you've built. We focus on what you're building toward.
That means we spend a lot of time talking about things like what you actually want retirement to look like, how much income you need to feel comfortable (not just survive), and how to structure your assets so the money lasts as long as you do.
We call ourselves Retirement Transition Specialists. It’s not a tagline. It’s a description of exactly what we do.
What that looks like in practice
A clear starting point
We give you a clear picture of where you stand and what needs to change before you can retire with confidence.
Understand rules that apply to you
We help you understand the super, tax and Centrelink rules that affect you, not in the abstract.
Scenarios you can see
We model different retirement scenarios so you can see what’s possible, not just what’s probable.
Ongoing support
We make complex decisions feel manageable and we stay with you after the plan is in place.